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North Carolina Department of Insurance Mandates Payment Deferral Offers  On March 27, 2020, the North Carolina Insurance Commissioner issued an Order invoking the disaster response restrictions and requirements mandated by N.C. Gen. Stat. § 58-2-46.  An amended order was issued March 30th.  The statute requires, among other things, that collection agencies offer North Carolina consumers a deferral period of “30 days from